Mutual Fund
AIICO Balanced Fund
Make the most of your investments and watch your money work for you.
This Fund aims to achieve both stable income generation and capital preservation by investing 100% of the portfolio assets in high quality short-term securities such as Treasury Bills, Commercial Papers and Fixed Deposits that are rated “BBB” and above.
Invest NowFeatures
Benefit of Investing
Below are some of the benefit of investing in AIICO Balanced Fund
Capital Preservation
Our capital preservation strategy aims to prevent losses, maintain capital and keep pace with inflation.
Competitive Returns
We provide competitive returns on your investment based on market and portfolio performance .
Portfolio Diversification
we invest in different asset classes and securities in order to minimize the overall risk of the portfolio.
Online Access
We will provide you with 24/7 access to your investment account through our web-portal
- Highlights
- Benefits
- How to invest
- FAQ
AIICO Balanced Fund is an open-ended mutual fund investing in fixed income securities, money market instruments and equities.
Ease of entry and exit of invested units.
Diversification of funds invested i.e., primarily invests in both quoted and unquoted equities, FGN bonds, treasury bills, commercial papers and fixed deposit placements.
The minimum investment amount is N50,000.00
More stable returns than direct equity investments.
Supplementary yearly income streams from declared dividends.
Competitive returns
Professional Fund Management
Online Access
Capital preservation
The Fund is rated Aa (f) by Agusto & Co
Click this link to open an Instant Account.
Alternatively, complete our Subscription Form and email [email protected] with the following documentation. Please note that you are not required to make payment at this stage. Below is a list of items you are to submit with the subscription form;
One passport photograph for each applicant
A government issued identity card (national ID card, Driver’s license, International Passport, Voter’s card etc.)
Proof of address showing your name/surname
The account will be opened within one business day and your e-account number will be sent to you via email
Upon receipt of the e-account number, transfer the amount to be invested to the designated bank account (find below) using your e-account number as reference/remark etc.
Please note that CASH is not an acceptable mode of payment.
Bank Details
AIICO Balanced fund is an open-ended mutual fund that pools investment monies from various individuals, corporate organizations and High net worth clients for the purpose of investing in fixed income securities, money market securities and quoted equities. It is designed to produce medium to long term growth, income or a combination of the two.
Simplicity
We take the stress involved with directly negotiating and investing in financial instruments off your hands,
Transparent & Regulated:
The product abides by its objectives and contract agreed and its regulated by Securities and Exchange Commission.
Diversification
You are opportune to invest and take advantage of wider range of Money market, fixed income securities and quoted equities.
Free Entry and Exit
You can subscribe into/ redeem from the funds whenever you want to. The fund is obligated to redeem investments within 5 working days.
Dividends
Dividends is paid yearly, from income of the Fund.
Protection
The funds’ assets are held by a separate entity (Custodians) for safekeeping.
A collective investment vehicle that allow investors with limited resources to own a diversified investment portfolio managed by a seasoned investment manager.
The Fund’s returns are based on current market prices of invested securities.
Inflation
The long-term return on investment can be affected by inflation.
Variable Rate Risk
Dividend cannot be predetermined.
Individuals/ Groups / Associations/ Institutions; It can also be used as a gift for new born/ birthdays /child education / investment/ endowment account.
Make a deposit into the ABF account.
Submit the form, along with your KYC documents and proof of payment to any of our client service representatives or wealth managers.
You will need a copy of any nationally recognized proof of Identity, a copy of your utility bill and a passport photograph.
A statement of unit holding will be issued by the Registrars to the fund.
The fund is open to anyone with a sum of N50,000 as initial minimum balance, with subsequent investment of N10,000.
The Bid and offer of the fund is determined on a daily basis.
The fund invests in fixed income instruments (e.g. bonds), money market instruments (e.g. Treasury Bills, Commercial papers, and Fixed deposit) and quoted equities.
Yes, you can, with proper documentation and KYC requirements.
Yes, you can invest as frequently as possible.
Make a deposit into the ABF account
Yes
No, you are not allowed to pay physical cash to relationship managers.
No.
You can invest for a minimum period of 90 days.
To redeem your funds, you would be required to fill a redemption form. Investors have the freedom to exit at any time, however, redeeming within the lock-in period of 90days attracts a penalty charge of 0.05% on interest earned.
Downloads
FORMS AND DOWNLOADS
| AMMF Subscription Form | Mutual Fund | 30 06 2021 | ||
| ABF SUBSCRIPTION FORM | Mutual Fund | 30 06 2021 | ||
| INDIVIDUAL ACCOUNT OPENING FORM | Mutual Fund | 30 06 2021 | ||
| EMAIL INDEMNITY FORM | All Products | 30 06 2021 | ||
| CRS Individual Self-Declaration Form | Regulatory | 01 01 2022 | ||
| CRS Corporate Self-Declaration Form | Regulatory | 01 01 2022 | ||
| AIICO Euro Bond Subscription Form | Mutual Fund | 26 02 2024 |
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